Country Risk Overview

Lexbit Country Risk Score (0–100, higher = higher risk). An indicative, transparent composite that we compute ourselves from openly published, citable data. It follows a common approach in country-risk modelling: several independent pillars, each normalised to 0–100 and combined with fixed weights, then mapped to bands. It is a screening aid — not a legal designation, credit rating or verdict on doing business.

Bands: Low 0–19 · Medium 20–34 · High 35–49 · Very High 50–100. Overrides: an FATF black-listed or comprehensively sanctioned jurisdiction is always Very High; an FATF grey-listed jurisdiction is at least High.

Missing data (*). We never estimate or fill in values. If a pillar has no data, the remaining weights are rescaled. Where open-source data is incomplete, the band is supplemented by KnowYourCountry country AML intelligence. Such cards are marked with an asterisk (*); where no open-source score can be computed, only the band is shown.

Sources (checked 15 October 2026): FATF black and grey lists (19 June 2026) · UK, EU, US and UN sanctions programmes (see “Sanctions” below) · Transparency International, Corruption Perceptions Index 2025 (published February 2026; data licensed CC BY 4.0) · OECD Global Forum EOIR ratings (table retrieved 15 October 2026) · EU list of non-cooperative jurisdictions for tax purposes (Council update of 9 October 2026). The Basel AML Index was considered but not used, because its public edition is licensed for non-commercial use only.

Weights reflect Lexbit’s judgement and can be recalibrated; regulated firms should apply their own risk-based approach. Lexbit does not provide services to or in sanctioned jurisdictions.

Tiers are Lexbit’s own classification, intended as a quick orientation, not a rating of any country:

• Tier 1 — OECD or EU member states: major onshore jurisdictions with strong reputation and broad banking access.
• Tier 2 — other reputable international business centres, G20 economies and special-regime jurisdictions (e.g. Singapore, Hong Kong, UAE, Gibraltar, Monaco, Mauritius, Georgia, Serbia, Ukraine, Kazakhstan, Uruguay).
• Tier 3 — offshore or zero/low-tax jurisdictions (e.g. Cayman Islands, BVI, Bermuda, Bahamas, Seychelles, Belize, Panama, Channel Islands, Isle of Man). These also carry the “Offshore” label.
• Not tiered — all other jurisdictions, plus anything sanctioned or on the FATF black list.

FATF status follows the official FATF lists published 19 June 2026: “High-Risk Jurisdictions subject to a Call for Action” (black list) and “Jurisdictions under Increased Monitoring” (grey list). Source: FATF — black and grey lists. FATF updates these lists three times a year.

Sanctions flag marks jurisdictions under comprehensive or extensive country-wide programmes: Russia (UK, EU, US), Belarus (UK, EU, US), Iran (UN, UK, EU, US), North Korea (UN, UK, EU, US) and Cuba (US embargo). Russian-occupied regions of Ukraine (Crimea, Donetsk, Luhansk and others) are also subject to comprehensive restrictions. Syria is not flagged: the US removed its comprehensive Syria programme from 1 July 2025 and the EU and UK lifted most economic sanctions in 2025, although targeted listings remain. Many other countries have targeted (list-based) sanctions that are not shown here — always screen parties individually. Sources: UK sanctions regimes (FCDO/OFSI) · EU Sanctions Map · US OFAC sanctions programs · UN Security Council sanctions. Checked 14 October 2026.