A refusal to open a corporate bank account or approve a payment solution is often caused not only by the nature of the business but also by deficiencies in corporate documentation, ownership structure, AML and KYC policies, or risk management procedures.
Our audit identifies these weaknesses before applications are submitted, helping your business strengthen its compliance framework and improve its credibility with banks, EMIs, and payment service providers.
We assess:
- your business model;
- corporate structure;
- ownership structure;
- corporate documentation;
- compliance with AML and KYC requirements;
- customer due diligence (CDD) procedures;
- risk management framework;
- compliance policies and procedures;
- banking and payment history;
- commercial agreements and legal documentation;
- your website and publicly available corporate information;
- readiness for banking and payment provider due diligence.
Our audit is particularly valuable for:
Our specialists:
- identify factors that may lead to banking or payment application rejections;
- review your corporate documentation;
- assess compliance with banking and payment institution requirements;
- evaluate your AML and KYC framework;
- assist in preparing the required documentation;
- provide practical recommendations to improve your readiness for due diligence.
We review your business model, jurisdiction, and commercial objectives to understand your operational and regulatory requirements.
We assess your corporate structure, documentation, website, compliance framework, and overall readiness for banking and payment provider due diligence.
We prepare a comprehensive report outlining identified risks together with practical recommendations and prioritised implementation steps.
We help align your business with the requirements of banks, Electronic Money Institutions (EMIs), and payment service providers while supporting the preparation and submission of the required documentation.
- specialist expertise in high-risk industries
- extensive experience working with international banks and Electronic Money Institutions (EMIs)
- comprehensive approach to legal, regulatory, and operational risk assessment
- tailored solutions designed around your business model
- support across more than 15 leading international jurisdictions
- ongoing assistance through successful banking and payment infrastructure implementation
High-risk businesses are typically those operating in regulated industries or sectors subject to enhanced compliance requirements, including financial services, digital assets, online gambling, Forex, and other businesses that require extensive due diligence from financial institutions.
No. Neither banks nor payment service providers can guarantee approval. However, our audit helps eliminate common causes of rejection and significantly improves your business’s readiness for banking and compliance reviews.
Yes. We help identify banks, Electronic Money Institutions (EMIs), and payment service providers whose requirements best match your business model and support you throughout the application process.
Yes. Conducting an audit before submitting an application is the most effective approach, as it allows potential issues to be addressed before the due diligence process begins.