End-to-end licensing solutions for neobanks, payment platforms, electronic wallet providers, international payment service providers, fintech companies, and other payment institutions.
Lithuania is one of Europe’s leading jurisdictions for obtaining an EMI licence. The country has developed a modern regulatory environment that combines rigorous financial supervision, transparent legislation, and strong support for financial innovation. As a result, Lithuania has become a preferred destination for international fintech companies, neobanks, and payment institutions seeking access to the European market.
An EMI licence in Lithuania authorises businesses to issue electronic money, provide and maintain payment accounts, execute money transfers, issue payment instruments, and deliver a broad range of regulated payment services in accordance with European Union legislation.
The licensing process requires compliance with stringent standards relating to corporate governance, safeguarding client funds, Anti-Money Laundering (AML), Know Your Customer (KYC) procedures, Risk Management, information security, and regulatory reporting.
We provide comprehensive support throughout every stage of the licensing process, helping businesses obtain regulatory approval efficiently and establish compliant payment operations.
Our comprehensive advisory services include:
- assessment of your business model and EMI licensing eligibility;
- advisory on the Lithuanian legal and regulatory framework;
- company incorporation;
- corporate structuring;
- preparation of business plans;
- development of AML, KYC, and Compliance policies;
- implementation of Risk Management frameworks;
- preparation of internal corporate procedures;
- assistance with establishing the corporate governance structure;
- preparation of the complete regulatory application package;
- coordination of the licensing process;
- post-licensing legal, corporate, and compliance advisory.
Our specialists analyse your business model, payment services, ownership structure, and long-term strategic objectives. Based on this assessment, we identify the most appropriate licensing framework and develop a tailored implementation roadmap.
We prepare business plans, corporate documentation, AML and KYC policies, Risk Management frameworks, and coordinate communication with the regulator throughout every stage of the licensing process. Following licence approval, we continue providing legal, corporate, and compliance advisory services.
We evaluate your business model, payment services, and determine the most appropriate licensing strategy.
We establish the legal entity, develop the corporate structure, and prepare your business for the licensing process.
We prepare the business plan, AML and KYC policies, Risk Management framework, corporate governance procedures, and all documentation required by applicable regulations.
We prepare the complete regulatory application package, coordinate communication with the regulator, and manage the application review process.
We oversee every stage of the licensing process and ensure all regulatory requirements have been successfully satisfied.
We provide continuous assistance with corporate administration, compliance management, regulatory reporting, and business development.
- Proven experience supporting international payment and fintech projects.
- Comprehensive legal, corporate, and compliance advisory services.
- Deep understanding of European financial regulation.
- Tailored solutions designed around each client’s business model.
- Preparation of a complete regulatory application package.
- Long-term support following the commencement of licensed operations.
An EMI licence is suitable for businesses issuing electronic money, providing payment services, operating digital wallets, facilitating international payments, or offering other regulated financial services.
Lithuania offers a modern financial regulatory framework, a highly developed fintech ecosystem, a transparent regulatory environment, and has become one of Europe’s leading centres for payment innovation.
Yes. Foreign investors may establish companies in Lithuania and obtain an EMI licence, provided they comply with all applicable regulatory requirements.
Yes. Regulators require robust Anti-Money Laundering (AML), Know Your Customer (KYC), internal control, and Risk Management frameworks as mandatory requirements for obtaining and maintaining an EMI licence.
Yes. We provide ongoing assistance with corporate administration, compliance management, regulatory reporting, updates to internal policies, and communication with regulatory authorities.
Our specialists will help you assess your project’s potential, prepare your company for the licensing process, and provide professional guidance throughout every stage of implementation.
Contact our experts today to obtain an EMI licence in Lithuania and confidently scale your international payment business.